NMLS# 1942     | Licensing     |     800-708-5626

Phil Gustin

Loan Officer

NMLS: 1629148

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Recent Articles

May
29
2024
Tips for Buying a Home at a Lower Cost
While it’s not always possible to stumble upon a fantastic house at a rock-bottom price, there are strategic approaches you can take to increase your chances of buying a home for less. Here are some tips to help you navigate the process and potentially save money on your next home...
May
22
2024
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
When it comes to buying a home, there's no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let's bust some common myths and get you on the right path to homeownership. Myth #1: You Need a 20% Down Payment Fact: You don't need a 20% down...
May
15
2024
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners insurance. Although both are crucial for safeguarding financial interests related to your home, they...
May
08
2024
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
With the housing market heating up, it's like a battlefield out there, with buyers scrambling to claim their dream homes. But amidst the frenzy, there are pitfalls that even the savviest of buyers might stumble into. Let's talk about those, shall we? 1. Ignoring the Seller's Needs It's...
May
01
2024
Why You Need a Real Estate Agent When Buying a Home
In today's digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you'll likely ever make, it's a whole different ballgame. The process is complicated, the stakes are high, and the risks are too big to ignore...
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