Kenny Stephen
Loan Officer
NMLS: 250703
Recent Articles
16
2024
Thinking about refinancing your mortgage? Many homeowners are weighing their options to lower their monthly payments, access cash from their home equity, or change their loan terms. But how do you know if refinancing makes sense for you right now? Here are some important factors to...
09
2024
When you own a home, seeing its value increase over time is the ultimate goal. But what exactly drives property values up? Whether you’re a first-time homeowner or have been in the game for a while, understanding the factors that make your home gain value can help you make smart...
02
2024
When inflation rises, it can feel like everything gets more expensive—especially housing. If you're thinking about buying a home right now, you might be wondering if it's a smart move. Let’s explore how inflation affects the housing market and why reaching out to your...
25
2024
As a homeowner, you may be wondering, "How much equity can I borrow from my home?" especially now that mortgage rates are starting to shift. In fact, applications to refinance a home loan surged by 20% last week compared to the previous week. This surge in demand for refinancing is a...
18
2024
The Federal Reserve is expected to cut interest rates soon, and if you’ve been waiting to make a big financial move like buying a house, getting a new car, or paying off credit card debt, you’re probably wondering how these changes will affect you. While a Fed rate cut could...