Derek Clemons
Loan Officer
NMLS: 658126
Recent Articles
Aug
28
2024
28
2024
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
As we look ahead to 2025, it’s important to understand where the housing market might be heading. Whether you’re thinking of buying or selling a home, knowing what experts predict can help you make informed decisions. However, if you’re considering holding off on...
As we look ahead to 2025, it’s important to understand where the housing market might be heading. Whether you’re thinking of buying or selling a home, knowing what experts predict can help you make informed decisions. However, if you’re considering holding off on...
Aug
21
2024
21
2024
Locking In Your Mortgage Rate: Why and When to Lock it
When you're on the path to buying a home, one of the most important decisions is whether to lock in your mortgage rate. But what exactly does that mean, and why is it such a big deal? Let’s break it down. What Is a Mortgage Rate Lock? A mortgage rate lock is like making a reservation at...
When you're on the path to buying a home, one of the most important decisions is whether to lock in your mortgage rate. But what exactly does that mean, and why is it such a big deal? Let’s break it down. What Is a Mortgage Rate Lock? A mortgage rate lock is like making a reservation at...
Aug
14
2024
14
2024
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Inflation. It’s a word that gets thrown around a lot, but what does it really mean for you, especially if you’re thinking about buying a home or refinancing your current mortgage? Let’s break it down in a way that’s easy to digest. What Is Inflation? At its core,...
Inflation. It’s a word that gets thrown around a lot, but what does it really mean for you, especially if you’re thinking about buying a home or refinancing your current mortgage? Let’s break it down in a way that’s easy to digest. What Is Inflation? At its core,...
Aug
07
2024
07
2024
Busting the Biggest Myths About Buying a Home in 2024
As your local mortgage professionals, we've seen many misconceptions floating around that can make the already complex process of buying a home even more daunting. Let's debunk four of the most common myths about the current housing market, and set the record straight. Myth 1: The...
As your local mortgage professionals, we've seen many misconceptions floating around that can make the already complex process of buying a home even more daunting. Let's debunk four of the most common myths about the current housing market, and set the record straight. Myth 1: The...
Jul
31
2024
31
2024
Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
A second mortgage is a loan taken out against the value of your home, in addition to your primary mortgage. Essentially, it allows homeowners to tap into their property's equity for various purposes. While this financial tool can be beneficial, it's important to understand its potential...
A second mortgage is a loan taken out against the value of your home, in addition to your primary mortgage. Essentially, it allows homeowners to tap into their property's equity for various purposes. While this financial tool can be beneficial, it's important to understand its potential...