Derek Clemons
Loan Officer
NMLS: 658126
Recent Articles
Oct
02
2024
02
2024
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
When inflation rises, it can feel like everything gets more expensive—especially housing. If you're thinking about buying a home right now, you might be wondering if it's a smart move. Let’s explore how inflation affects the housing market and why reaching out to your...
When inflation rises, it can feel like everything gets more expensive—especially housing. If you're thinking about buying a home right now, you might be wondering if it's a smart move. Let’s explore how inflation affects the housing market and why reaching out to your...
Sep
25
2024
25
2024
Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
As a homeowner, you may be wondering, "How much equity can I borrow from my home?" especially now that mortgage rates are starting to shift. In fact, applications to refinance a home loan surged by 20% last week compared to the previous week. This surge in demand for refinancing is a...
As a homeowner, you may be wondering, "How much equity can I borrow from my home?" especially now that mortgage rates are starting to shift. In fact, applications to refinance a home loan surged by 20% last week compared to the previous week. This surge in demand for refinancing is a...
Sep
18
2024
18
2024
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
The Federal Reserve is expected to cut interest rates soon, and if you’ve been waiting to make a big financial move like buying a house, getting a new car, or paying off credit card debt, you’re probably wondering how these changes will affect you. While a Fed rate cut could...
The Federal Reserve is expected to cut interest rates soon, and if you’ve been waiting to make a big financial move like buying a house, getting a new car, or paying off credit card debt, you’re probably wondering how these changes will affect you. While a Fed rate cut could...
Sep
11
2024
11
2024
How to Dodge the Top 3 Mortgage Blunders in Today’s Market
When buying a home, securing the best mortgage rate is key to saving money over the long haul. But in the rush to lock in a rate, many homebuyers make common mistakes that can cost them more than they expect. Avoiding these pitfalls can help ensure you get the best deal possible. Here are three...
When buying a home, securing the best mortgage rate is key to saving money over the long haul. But in the rush to lock in a rate, many homebuyers make common mistakes that can cost them more than they expect. Avoiding these pitfalls can help ensure you get the best deal possible. Here are three...
Sep
04
2024
04
2024
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
If you’ve been keeping an eye on the housing market recently, you know that sellers have had the upper hand for quite some time. With challenging prices, fierce bidding wars, and limited inventory, the market has been heavily tilted in favor of sellers. However, there are signs...
If you’ve been keeping an eye on the housing market recently, you know that sellers have had the upper hand for quite some time. With challenging prices, fierce bidding wars, and limited inventory, the market has been heavily tilted in favor of sellers. However, there are signs...