Derek Clemons
Loan Officer
NMLS: 658126
Recent Articles
05
2025
A new survey shows that 35% of Americans are planning to move in 2025—but studies suggest that only 8-9% will actually follow through. Why? Life gets busy, and planning a move can feel overwhelming. But with the right preparation and guidance, you can turn your dream move into...
29
2025
On January 20, 2025, President Donald Trump signed an executive order aimed at tackling inflation, with a major focus on reducing housing costs and increasing affordable home availability. While these policy changes are designed to ease the burden of rising home prices, mortgage...
20
2025
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends As we embrace the spirit of unity and progress this Inauguration Day, it's an opportune moment to reflect on the resilience of the American housing market. Recent movements in mortgage rates highlight the dynamic...
13
2025
Buying a home can feel overwhelming, especially when it comes to budgeting for all the associated costs. However, with a little understanding of the expenses you'll encounter, you can take charge of the process and make informed decisions. Here are a few key considerations to keep in...
10
2025
As we enter 2025, the housing market is poised for notable changes. Here's what experts anticipate for the coming year: Home Prices: Modest Appreciation: Analysts forecast a nationwide home price increase of approximately 2.6% in 2025, indicating a relatively slow pace...