Allison Hoffman
Loan Officer
NMLS: 983672
Recent Articles
Aug
07
2024
07
2024
Busting the Biggest Myths About Buying a Home in 2024
As your local mortgage professionals, we've seen many misconceptions floating around that can make the already complex process of buying a home even more daunting. Let's debunk four of the most common myths about the current housing market, and set the record straight. Myth 1: The...
As your local mortgage professionals, we've seen many misconceptions floating around that can make the already complex process of buying a home even more daunting. Let's debunk four of the most common myths about the current housing market, and set the record straight. Myth 1: The...
Jul
31
2024
31
2024
Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
A second mortgage is a loan taken out against the value of your home, in addition to your primary mortgage. Essentially, it allows homeowners to tap into their property's equity for various purposes. While this financial tool can be beneficial, it's important to understand its potential...
A second mortgage is a loan taken out against the value of your home, in addition to your primary mortgage. Essentially, it allows homeowners to tap into their property's equity for various purposes. While this financial tool can be beneficial, it's important to understand its potential...
Jul
24
2024
24
2024
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
If you're looking for a new home, you might want to give newly built homes a closer look. Contrary to popular belief, new homes aren't always pricier than existing ones. In fact, they can often be more budget-friendly, especially in today's market. Sounds surprising, right? But let's dive...
If you're looking for a new home, you might want to give newly built homes a closer look. Contrary to popular belief, new homes aren't always pricier than existing ones. In fact, they can often be more budget-friendly, especially in today's market. Sounds surprising, right? But let's dive...
Jul
17
2024
17
2024
Navigating Refinance Appraisals with Confidence
Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you need to know to ace this part of the...
Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you need to know to ace this part of the...
Jul
10
2024
10
2024
Tax Deductibility of Home Equity Loans in 2024
Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home equity loan interest is subject to certain...
Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home equity loan interest is subject to certain...